Using Loan Repayments as a Strategy: More or Less?
Most people treat loan repayments as a fixed cost. There’s more strategy in that number than it first appears. Let’s walk through it.
Is the Better Property Worth the Bigger Loan?
Stretching for a more expensive property isn’t automatically a bad decision. Here’s how to think through the bigger loan, the trade-off and whether the better property is worth it.
Don’t Pay More for Loan Features You Don’t Need
Loan features can sound useful, but they’re not always worth paying for. Here’s how to think about offset, redraw, extra repayments and flexibility before choosing.
What Are You Putting on the Line? Secured vs Unsecured Loans
What are you really putting on the line? Here’s how secured and unsecured loans work, and what changes when an asset is tied to the loan.
Embrace Change or Lock It In? The Fixed vs Variable Dilemma
Fixed and variable loans both come with trade-offs. Learn how to compare repayment certainty, flexibility, split loans and the risk you’d rather live with.